Businesses and software developers have been encouraged to embrace Mobile Money (MoMo) Application Programming Interface (API) technology as a powerful tool for generating revenue, expanding digital services and advancing financial inclusion, particularly in underserved communities.
Speaking during a developer engagement session held as part of the MTN 21 Days of Y’ello Care at the Royal Science and Technology Park (RSTP), MTN Mobile Money API Specialist Banele Mkhabela said the company was equipping developers with the skills needed to integrate MoMo APIs into their digital solutions.
He explained that the technology enabled businesses to facilitate seamless transactions between companies and customers through mobile applications, creating new opportunities for growth and innovation.
“We want developers to see APIs not only as a technical tool but also as a source of income for the businesses they are building. Through MoMo integration, companies can receive payments, process transactions and offer financial services directly through their applications,” he said.
Mkhabela highlighted the healthcare sector as one of the industries that could benefit significantly from the technology.
He said developers creating healthcare applications could integrate MoMo payment systems to enable patients to pay for services directly through digital platforms.
According to Mkhabela, APIs can also facilitate access to credit services and eligibility assessments, enabling customers to access services more conveniently without relying on traditional banking infrastructure.
“Many people in rural areas do not have bank accounts but they do have mobile phones and access to Mobile Money services. This makes MoMo an ideal solution for extending healthcare and other essential services to those communities,” he said.
Beyond payments, Mkhabela noted that the technology could support virtual healthcare consultations through integrated messaging platforms.
This would allow patients to communicate with healthcare professionals, receive medical advice and make payments without travelling long distances.
He said digital healthcare solutions powered by Mobile Money had the potential to reduce barriers to healthcare access while improving efficiency for both patients and service providers.
Mkhabela further encouraged local developers and entrepreneurs to explore innovative ways of incorporating financial technology into their products, saying digital transformation presents significant opportunities for Eswatini’s growing technology sector.
As digital services continue to expand across industries, he said the integration of Mobile Money APIs would play an increasingly important role in driving financial inclusion, supporting business growth and improving access to essential services throughout the country.
